Candyce Jones

Professional Experience:

March 1998 - Present: Vice President/Construction Loan Administration,
First Housing
In charge of construction loan administration. Primarily responsible for all construction loan draw request analysis and approval of disbursements (current portfolio of $360 million). Additionally, those firms retained by First Housing for the inspecting of the developments during construction report directly to Ms. Jones.

1992 - 1997: Vice President/Loan Operations/CRA Officer, Southern Exchange Bank
Responsible for loan processing personnel, documentation, maintenance of loan and credit files, balancing and servicing of $30 million portfolio.

1986 - 1989: Assistant Vice President/Commercial Real Estate, C & S National Bank (formerly Landmark Bank of Tampa)
Responsible for the origination and credit underwriting of commercial real estate loans, managing an $18 million portfolio. Supervised commercial, retail and mortgage operations until mid-1988.

1976 - 1986: Assistant Vice President/Mortgage Lending, Landmark Bank of Tampa
Responsibilities included management of loan processing, documentation, and operations personnel, servicing a $98 million portfolio which included residential, commercial, and construction loans. Additionally responsible for the origination and underwriting of single family home loans.

Previous positions: Mortgage Loan Operations Officer (1982-1983): Duties included management of processing and operations personnel, servicing of $30 million bank-owned portfolio, plus $27 million of additional investor owned loans. Responsible for investor reporting, escrow analysis, conversions and all balancing and reporting functions. Loan Operations Officer (1976-1982): Supervised retail operations personnel; responsible for processing, documentation, balancing and reporting functions. This area included floor plan lines and indirect retail installment contracts.

1974 - 1976: Loan Operations, Sun Bank
Commercial and real estate loan operations, loan teller


Educational Background:

Ohio State University - ABA National School of Real Estate Finance

University of South Florida - Accounting courses, Florida Supervisor's Academy

Hillsborough Community College - Liberal Arts

Okaloosa-Walton Junior College - Computer Programming Sciences

American Institute of Banking - Standard Certificate



1715 N. Westshore Boulevard • Suite 700 • Tampa, Florida 33607
(813) 289-9410 • FAX (813) 289-5580
E-mail:
mail@firsthousingfl.com