Candyce
Jones
Professional
Experience:
March 1998 - Present: Vice President/Construction Loan
Administration,
First
Housing
In
charge of construction loan administration. Primarily
responsible for all construction loan draw request analysis
and approval of disbursements (current portfolio of
$360 million). Additionally, those firms retained by
First Housing for the inspecting of the developments
during construction report directly to Ms. Jones.
1992 - 1997: Vice President/Loan Operations/CRA Officer,
Southern Exchange Bank
Responsible
for loan processing personnel, documentation, maintenance
of loan and credit files, balancing and servicing of
$30 million portfolio.
1986 - 1989: Assistant Vice President/Commercial Real
Estate, C & S National Bank (formerly Landmark Bank
of Tampa)
Responsible
for the origination and credit underwriting of commercial
real estate loans, managing an $18 million portfolio.
Supervised commercial, retail and mortgage operations
until mid-1988.
1976
- 1986: Assistant Vice President/Mortgage Lending, Landmark
Bank of Tampa
Responsibilities
included management of loan processing, documentation,
and operations personnel, servicing a $98 million portfolio
which included residential, commercial, and construction
loans. Additionally responsible for the origination
and underwriting of single family home loans.
Previous positions:
Mortgage Loan Operations Officer (1982-1983): Duties included
management of processing and operations personnel, servicing
of $30 million bank-owned portfolio, plus $27 million
of additional investor owned loans. Responsible for investor
reporting, escrow analysis, conversions and all balancing
and reporting functions. Loan Operations Officer (1976-1982):
Supervised retail operations
personnel; responsible for processing, documentation,
balancing and reporting functions. This area included
floor plan lines and indirect retail installment contracts.
1974
- 1976: Loan Operations, Sun Bank
Commercial and real estate
loan operations, loan teller
Educational Background:
Ohio State University -
ABA National School of Real Estate Finance
University of South Florida
- Accounting courses, Florida Supervisor's Academy
Hillsborough Community College - Liberal Arts
Okaloosa-Walton Junior
College - Computer Programming Sciences
American Institute of
Banking - Standard Certificate

1715 N. Westshore Boulevard Suite 700
Tampa, Florida 33607
(813) 289-9410 FAX (813) 289-5580
E-mail: mail@firsthousingfl.com
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