All the financing resources you need under one roof

First Housing mobilizes capital to finance multifamily housing in the state of Florida and beyond.

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Place your confidence in first housing.

We provide easy and reliable tenant compliance monitoring and top notch training. Complying with public agencies' multifamily housing requirements isn't always easy, but it is familiar territory for First Housing.

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Manage the financing process with intelligence and ease.

We help lenders and investors make sound decisions by proving underwriting, financial analysis, servicing and loan administration services.

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First Housing University

Dedicated to enhancing knowledge of affordable property compliance with web courses, workshops, workshops, and personalized training.

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Manage the process with intelligence and ease

Mortgage Banking is just the beginning of First Housing’s capabilities. We also help lenders and investors make sound decisions by providing underwriting, financial analysis, loan servicing and administration services.

Expert Credit Underwriting and Loan Analysis

We advise housing finance agencies and other governmental lenders to facilitate sound financial decisions. First Housing provides underwriting and financial analysis under state and federal government programs such as:

  • State Apartment Incentive Loan (SAIL)
  • Multifamily Tax-Exempt Housing Revenue Bond (MMRB)
  • State Housing Initiatives Partnership (SHIP)
  • HOME Investment Partnership (HOME) Program
  • Federal Low Income Housing Tax Credit (HC) program
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For more information, contact Ed Busansky, Senior Vice President (813) 283-1043.

To download financial monitoring forms, click here.


Reliable Loan Administration

When it comes to servicing and administering real estate financing, there is simply no substitute for experience. Adhering to standard practices is only part of our expertise. After years of mortgage loan administration for federal, state and local government agencies, we understand fully how to meet each agency’s needs, as well as each investor’s return objective.
In addition, First Housing has been performing construction loan servicing under a number of programs for over 35 years. We perform draw request analysis and approval of disbursements, as well as retain and monitor third-party firms to inspect the developments during the construction period.

For more information, call Tricia Gallagher, Senior Vice President – Loan Administration (813) 283-1020.

To download construction loan draw request forms, click here.



Dealing with federally-funded projects can become an overwhelming task.  Let First Housing use its expertise and proven ability to alleviate the burden by putting our Davis-Bacon specialists to work for you.  We are committed from start to finish of the project because we understand what it takes to meet each Agency’s needs and keep each project on track.

Construction worker at job site

Here are some of the services First Housing provides:

  • Davis-Bacon and Section 3 Compliance Monitoring and Administration
  • Davis-Bacon Payroll Review & Payroll Administration
  • Pre-Construction Conferences
  • Monthly On-Site Employee Interviews
  • Monthly On-Site Inspections
  • Corroboration with DOL and HUD
  • In-House Trainings and Seminars
  • A Comprehensive Library of OSHA Classes available On-Line at First Housing University

For more information, contact:
Tricia Gallagher, Senior Vice President – Loan Administration (813) 283-1020 or
Angi Darling, Senior Trainer, Davis-Bacon & Section 3 Compliance (813) 319-2271


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